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Is Georgia a No Fault Car Insurance State?

Is Georgia a No Fault Car Insurance State?

No. Georgia is not a no fault car insurance state. Georgia operates under a traditional "at fault" or "tort" insurance...

by Andy WalkerMarch 25, 2026
Does Car Insurance Cover a Civil Lawsuit?

Does Car Insurance Cover a Civil Lawsuit?

Yes. Car insurance does cover civil lawsuits. If you cause a car accident and the other driver decides to sue...

by Andy WalkerMarch 25, 2026
Does Having a CDL Lower Car Insurance? 

Does Having a CDL Lower Car Insurance? 

Having a CDL does not automatically lower your personal car insurance rates. Most auto insurance companies base your premium on...

by Andy WalkerMarch 25, 2026
Can You Insure an Unregistered Car?

Can You Insure an Unregistered Car?

Yes, you can insure an unregistered car in most situations. Many insurance companies in the United States allow you to...

by Andy WalkerMarch 25, 2026
Do You Have To Pay Voluntary Excess on Car Insurance? 

Do You Have To Pay Voluntary Excess on Car Insurance? 

If you have chosen a voluntary excess (often called a "deductible" in the USA) when setting up your policy, yes,...

by Andy WalkerMarch 25, 2026
Can You Backdate Car Insurance? 

Can You Backdate Car Insurance? 

No, you cannot backdate car insurance. In the United States, insurance companies do not allow policyholders to purchase a policy...

by Andy WalkerMarch 25, 2026