Get Free Help Online To Find The Best Cheap Dodge Dart Car Insurance Quote

Typically, the average cost of Dodge Dart vehicle insurance is in the range $1,442 to $1,552. So, the premium will vary depending on the model that you are out to insure. But the cheapest Dodge Dart version to insure is the SXT sports sedan followed by SE sedan which costs about $1,442 per year for insurance. At the same time, the most expensive Dodge Dart models to insure are the Limited Sedan and the GT sedan both of which cost $1,552 for yearly insurance. Thus, the difference between the cheapest and most expensive versions’ insurance is around $110 per year.

However, Dodge Dart insurance rates may also vary greatly at an individual level as the following factors will impact rates.

1. Age and gender affect rates - Teen and young drivers under 25 pay the highest insurance rates as compared to those over 25. And it is also true that male drivers are charged considerably more for car insurance than their female counterparts. For Dodge Dart 2016 model, a 20 year old driver pays $2,994 per year on an average and a female drivers pays $2,232 yearly for the same coverage. Thus, male drivers tend to pay $762 more than female drivers. Nevertheless, the difference in premiums narrows down with age and accordingly, a 50 year old driver pays $1,372 yearly for 2016 Dodge Dart insurance while a woman of the same age pays $1,348 yearly.
2. Deductibles can lower premium - If you choose higher deductible, the premium will be reduced considerably. For example, a 40 year old driver can save up to $170 on yearly auto insurance premium by raising deductible amount on comprehensive and collision coverage from $500 to $1,000. At the same time, a 20 year old driver could be able to save $330 yearly on Dodge Dart insurance coverage. But when choosing this option, you need to make sure that you are a responsible driver on road.
3. Lower deductibles higher premium - By lowering deductible from $500 to $250, you will have to spend more money on insurance for your Dodge Dart vehicle. So, it is better to avoid such a proposal as it will lead to unnecessary waste of financial resources.
4. Higher premiums for bad driving record - If you are a 40 year old driver with multiple accidents or traffic violations on your driving record then you will be treated as a “high risk” driver to insure. As a result, you may have to pay as much as $1,870 or even more for your Dodge Dart auto insurance cover every year.
5. Younger drivers pay more than older drivers - 20 year old drivers will have to pay substantially more ($2,994 each year) than 60 year olds ($1,348 each year) for Dodge Dart vehicle insurance. The difference is about $1,646 per year.
6. Teen drivers are the most expensive to insure - The average yearly cost of Dodge Dart full coverage insurance for 16 year old drivers is $5,822, that for 17 year olds is about $5,326 and $4,928 for18 year olds is around $4,928 per year. This much higher than even the Dodge Dart insurance cost of a 20 year old driver.
7. Qualification for discounts can lower your premium - Insurers offer special premium discounts to senior citizens, homeowners, good students as well as for driving fewer miles annually. In addition, there may many other concessions that can be made available to qualified drivers. On an average driver can save up to $258 per year on Dodge Dart auto insurance with discounts.
8. To pay less for insurance, obey traffic rules when on road - The lowest insurance rates are provided to safe drivers who have clean driving slates. Like with other vehicles, Dodge Dart vehicle insurance rates increase with poor driving record and the rise could be about $406 per year.