The average Dodge journey car insurance cost works out to be $1,385 yearly for a standard or full coverage policy for a 40 year old driver. However, at an individual level this cost can vary greatly as there are several factors that go into calculation of premiums. But the cost could be much lower than the national auto insurance cost for other similar types of vehicles which is around $1,550 for each year. The average car insurance costs are determined on the basis of the rates provided by top rated national carriers like Allstate, GEICO, Liberty Manual, MetroMile, Nationwide, State Farm, USAA, etc.
Typically, the factors which affect Dodge Journey auto insurance rates include driver’s age, gender, residential location, marital status, educational qualifications, type of job, driving record and credit history. But insurers do provide different types of discounts on premium to qualified drivers and so, while comparing your options, it is vital that you inquire whether are eligible to get discounted vehicle insurance package that can practically enable you to save hundreds of dollars on your annual premium. The best way to go about the task of finding an affordable Dodge Journey insurance quote is to seek specialist help.
Atozinsuranceusa.com can assist you to fix free consultation with a competent local agent or broker service online within minutes. Take advantage of our expert online services to get started for securing Dodge Journey insurance solution that fits your specific driving needs and budget. To compare the best free quotes, apply now!
The cost of insuring your Dodge Journey can change depending on your age. Here are the average rates you might pay.
|Year||16-19 yr old||20-29 yr old||30-39 yr old||40-49 yr old||50-59 yr old||60+ yr old|
|2022||N/A||N/A||$125.75 / mo||$127.20 / mo||N/A||$115.35 / mo|
|2021||N/A||N/A||N/A||N/A||N/A||$162.82 / mo|
|2020||$226.36 / mo||$187.09 / mo||$141.69 / mo||$138.27 / mo||$131.07 / mo||$128.10 / mo|
|2019||$214.68 / mo||$194.41 / mo||$149.43 / mo||$149.78 / mo||$124.48 / mo||$129.91 / mo|
|2018||$215.23 / mo||$173.08 / mo||$141.25 / mo||$146.82 / mo||$129.86 / mo||$130.12 / mo|
|2017||$331.42 / mo||$178.80 / mo||$143.24 / mo||$149.08 / mo||$130.67 / mo||$125.18 / mo|
|2016||$301.16 / mo||$168.56 / mo||$138.15 / mo||$130.09 / mo||$119.22 / mo||$122.19 / mo|
|2015||$239.40 / mo||$174.28 / mo||$132.40 / mo||$125.54 / mo||$118.09 / mo||$117.65 / mo|
|2014||$215.97 / mo||$145.70 / mo||$126.08 / mo||$122.90 / mo||$110.14 / mo||$115.75 / mo|
|2013||$319.99 / mo||$143.53 / mo||$127.55 / mo||$120.07 / mo||$109.96 / mo||$105.30 / mo|
|2012||$255.44 / mo||$158.01 / mo||$116.44 / mo||$118.34 / mo||$100.35 / mo||$104.66 / mo|
|2011||$224.57 / mo||$146.23 / mo||$126.24 / mo||$99.53 / mo||$97.28 / mo||$120.89 / mo|
|2010||$293.41 / mo||$145.46 / mo||$118.06 / mo||$104.87 / mo||$103.34 / mo||$96.05 / mo|
As mentioned earlier, on an average the cost of Dodge Journey auto insurance is about $1,385 yearly. At the same time, the national average auto insurance cost is $1,550 yearly or $130 per month and a 6 months policy the cost may hover around $ 774. So, as compared to the national auto insurance average cost, you will pay $164 less for getting your Dodge Journey insured. But again, your driving record and credit history can play an important role in determining overall affordability of premium. If both of these are bad then the insurance rates offered may increase drastically.
Thankfully, the Dodge Journey has some advanced safety features and good crash test ratings which make it eligible for premium discount. Insurers prefer providing coverage to safer vehicles and the Dodge Journey fits their criteria. Besides, you can further reduce the annual premium amount by choosing a higher deductible. But any such decision should be taken only after consulting an expert as there are financial risks involved in the process. Companies offer premium discounts to drivers who have clean driving histories, good credit, student drivers that have maintained excellent grades in their academics consistently, drive less number of miles throughout the year, etc.
During a free consultation with a local expert, you may familiarize yourself with the basics of getting affordable Dodge Journey auto insurance policy quote. Our experts have many years of experience of working in the industry and hence, are in a position to guide you in arriving at an informed decision on your purchase.
To qualify for the lowest and best insurance rates for your Dodge Journey car, it is vital that you have an accident free record. And you also need to make sure that there are no traffic violations on your driving slate. Things could be even better if you have good credit and haven’t filed any claims in the recent past or there hasn’t been lapse in coverage previously. In addition, extensive shopping is key to finding the cheapest premium rates for your Dodge Journey vehicle.
So, it is important that you compare insurance rates at the time of every policy renewal by obtaining free quote estimates from leading national auto insurance carriers such as Esurance, GEICO and Progressive as well as quotes provided by local independent agents. Here is a brief summary of the things which you should know prior to exploring your insurance alternatives.
To assess your senior driver’s auto insurance requirements, it is advisable to talk to a competent local agent. We can help you in fixing an appointment online.
To know how much you can save on your Dodge Journey vehicle insurance policy quote, talk to one of certified and experienced local agent today! atozinsuranceusa.com can help you in fixing an absolutely free of cost consultation online within minutes!
The average yearly full coverage insurance cost for Dodge Journey vehicles will depend on a number of factors that include driver’s age, gender, residential location, marital status, educational level, driving record and credit history. But teen and young drivers may be charged substantially high as compared to senior and more experienced drivers. This is primarily because of their lack of desired driving experience and higher probability of filing claims. Our specialists have analyzed data on auto insurance rates for the past 10 years based on different driver age groups. The below table provides some vital information pertaining to the same.
Andy Walker is a content writer for the AtoZ Insurance USA who specializes in the insurance and finance niches. He has been working as a freelance writer from several years, and has experience with a variety of content writing formats. Andy is a highly skilled writer who is able to produce quality content that is both informative and engaging.
new car insurance
AtoZinsuranceusa @ 2023 All Rights Reserved