The average cost of a ford fusion auto insurance coverage could depend on a number of factors that include the driver’s age, residential location, educational qualifications, marital status, past driving record as well as insurer that you are working with. Experts at atozinsuranceusa.com have analyzed data pertaining to Ford Fusion car insurance rates and so, are in a position to help you in calculating premium which you may be required to pay as per your age. Here is some information regarding the same which may prove to be of help if you are planning to insure a Ford Fusion vehicle.
|Year||16-19 yr old||20-29 yr old||30-39 yr old||40-49 yr old||50-59 yr old||60+ yr old|
|2023||N/A||N/A||N/A||N/A||N/A||$86.08 / mo|
|2022||N/A||N/A||N/A||N/A||$177.02 / mo||$92.78 / mo|
|2021||N/A||N/A||N/A||$116.97 / mo||N/A||$91.71 / mo|
|2020||$356.05 / mo||$209.17 / mo||$166.25 / mo||$144.83 / mo||$136.09 / mo||$149.22 / mo|
|2019||$324.03 / mo||$206.97 / mo||$158.32 / mo||$145.03 / mo||$128.81 / mo||$137.49 / mo|
|2018||$323.13 / mo||$194.44 / mo||$154.81 / mo||$138.13 / mo||$138.76 / mo||$138.15 / mo|
|2017||$297.57 / mo||$199.29 / mo||$146.67 / mo||$136.85 / mo||$125.14 / mo||$128.80 / mo|
|2016||$317.74 / mo||$205.78 / mo||$147.53 / mo||$138.58 / mo||$124.35 / mo||$129.89 / mo|
|2015||$351.47 / mo||$209.83 / mo||$151.44 / mo||$133.59 / mo||$119.94 / mo||$125.80 / mo|
|2014||$275.19 / mo||$199.90 / mo||$139.06 / mo||$125.13 / mo||$120.09 / mo||$128.32 / mo|
|2013||$253.57 / mo||$177.68 / mo||$129.86 / mo||$122.70 / mo||$115.60 / mo||$114.50 / mo|
|2012||$245.92 / mo||$176.59 / mo||$122.36 / mo||$118.05 / mo||$101.40 / mo||$109.71 / mo|
|2011||$247.58 / mo||$179.63 / mo||$111.88 / mo||$105.86 / mo||$98.41 / mo||$106.99 / mo|
|2010||$261.15 / mo||$162.91 / mo||$113.30 / mo||$104.43 / mo||$93.66 / mo||$105.40 / mo|
Insurance rates provided for various Ford Fusion car makes and models may also vary from company to company. You can talk to our local expert to know more!.
The below mentioned safety features in Ford Fusion vehicles enable drivers to qualify for sustainable and low insurance rates or accrue additional savings on premium.
As far as cost is concerned, many of you may wonder as to how much is insurance for a ford fusion car. Well, our experts have studied and analyzed average insurance rates offered for Ford Fusion cars and it works out to be around $1,674 yearly for a 2018 Ford Fusion model full coverage insurance policy. However, premiums can vary from driver to driver as several factors go into determining overall affordability of auto insurance rates despite the fact that many drivers could be driving the same Ford Focus version. Furthermore, the rates provided can also vary from company to company.
The Ford Fusion 2018 model has been rated “good” by the Insurance Institute for Highway Safety (IIHS) even if its headlights are poor. But as it has been assigned “good” rating by the IIHS, the Ford Fusion is deemed to be a safer car by insurers. The test result is translated into savings with some discount on premium. But the only downside for this vehicle with regards to insurance is that repair costs run high. Parts and components of Ford Fusion cars are expensive if need to be replaced and so, with increased coverage risks, the insurance costs increase.
What adds up to the insurers’ financial woes is that the production of Ford Fusion models has been discontinued after 2020. Consequently, parts and components for older Ford Fusion versions may not be easily available. Even if the parts are accessible, their costs can be pretty high as the prices are likely to be steeper. This leads to increased coverage risk for car insurance providers dues to which they are likely to charge more for comprehensive and collision coverage. But drivers across the United States still prefer driving Ford Fusion cars because of their excellent performance and low engine power.
Besides, advanced optional safety features have been provided in the 2020 Ford Fusion car model and these include early warning sensory devices for detection of blind spots, lane drifting and lane drifting prevention. These features reduce probability of meeting with accidents and contribute to lowering of costs on car insurance for a 2020 ford fusion
The following 5 guidelines can enable Ford Fusion owner drivers to accrue additional savings on their cars’ insurance coverage costs.
You may notice that on the insurance front the Ford Fusion stands apart from the rest of the Ford models. This is primarily on account of the fact that the Fusion has different types of safety features as compared to other Ford versions. Hence, there are differences in insurance cost for the same coverage as well. The main reasons for this are as under:
Thus, all of the above mentioned factors directly or indirectly affect insurance pricing for Ford Fusion cars. Learn more about Ford Fusion insurance discounts by talking to a local expert now!
Andy Walker is a content writer for the AtoZ Insurance USA who specializes in the insurance and finance niches. He has been working as a freelance writer from several years, and has experience with a variety of content writing formats. Andy is a highly skilled writer who is able to produce quality content that is both informative and engaging.
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