You may wonder as to how much is the insurance for a jeep wrangler. Well, the average yearly cost of insurance for Jeep Wrangler is around $1,732 or $144 per month. The national average vehicle insurance rates for other vehicles are $1,551 per year which means that a driver may have to pay $181 more for insurance of Jeep Wrangler vehicle. Besides, the Jeep Wrangler auto insurance cost is $316 more than similar vehicles that fall in the same category. But there could be numerous factors that go into the calculation of premiums such as driver’s age, gender, marital status, residential location, education, driving record and credit history. So, the insurance rates provided for the Jeep Wrangler to individual drivers can vary greatly among drivers.
If you are wondering, “Are jeep wranglers expensive to insure?” then you need to know that your state requirements cna conditions can matter most. Jeep Wrangler car insurance rates may also differ from state to state with Virginia and Wisconsin having the lowest rates. If you happen to be a resident of one of these states and think of buying a liability only auto insurance policy for your Jeep Wrangler then you might be required to pay as less as $245 yearly.
On the other hand, in some states Jeep Wrangler insurance premiums can be highly expensive especially for teen and newly licensed drivers. For example, a resident teen driver in Detroit, MI that has two or more driving violations on his/her driving record may have to pay as high as $35,564 per year for a full car coverage policy. The below mentioned table may give you some idea regarding average insurance cost for Jeep Wrangler by model year.
Here are some other important things which you need to be aware of about the Jeep Wrangler vehicle insurance rates.
For determining how much is insurance on a jeep wrangler, you may have to take into consideration the following factors.
In any case, to find the best as well as the cheapest Jeep Wrangler auto insurance quote, you must shop and compare multiple free quotes offered by top rated standard and non-standard insurers. The shopping task can be exhaustive and complicated due to which it is always desirable to seek help from experts. atozinsuranceusa.com can assist you to fix free consultation online with a competent local independent agent. To get kick started for getting and comparing the best cheap free quotes for saving time, energy and money, act now!
Insurers consider drivers in the age group 16 to 25 years to be highly risky propositions to insure as they are more likely to get indulged in speeding, traffic violations or meet with accidents on account of having less experience behind the driving wheel. This could be better understood from the fact that the average Jeep Wrangler car insurance cost for a 40 year old driver is $1,146 yearly while that of a 16 year old driver is $4,796 per year. The below mentioned table shows average insurance costs for Jeep Wrangler vehicles for young drivers belonging to different age groups.
Jeep Wrangler Auto Insurance Rates By The Driver Age
|Age||Average Annual Rates|
From the above table, it is evident that teen and young drivers under 25 tend to pay significantly more for insuring Jeep Wrangler vehicles as compared to drivers that are over 40 years. However, you can save money on Jeep Wrangler insurance costs if you get your name added to your parent’s policy. This way you will not have to purchase a separate insurance cover but your parent’s Jeep Wrangler insurance may get expensive. Still, the money spent will be much lesser than what you could be required to spend for a separate teen or young driver’s auto insurance policy.
To learn more regarding money saving tips on Jeep Wrangler insurance premiums, talk to an expert today!
Like with any other category of vehicles, the average jeep wrangler insurance cost will also depend on the make and manufacturing year of each version. Older Jeep Wranglers are cheaper to insure than newer versions as the in the former case, market worth is less. Insurance premiums vary according to the make and model of cars and the same is applicable to Jeep Wrangler vehicles as well. So, going by that logic, the insurance cost of a 2022 Jeep Wrangler vehicle will be the highest. The following table shows how insurance premiums may vary by price and model year.
|Year||16-19 yr old||20-29 yr old||30-39 yr old||40-49 yr old||50-59 yr old||60+ yr old|
|2024||$121.10 / mo||$105.62 / mo||N/A||$114.62 / mo||$108.83 / mo||N/A|
|2023||$335.64 / mo||$173.68 / mo||$236.72 / mo||$112.81 / mo||$147.65 / mo||$282.40 / mo|
|2022||$329.75 / mo||$192.71 / mo||$160.94 / mo||$152.63 / mo||$155.09 / mo||$147.85 / mo|
|2021||$395.67 / mo||$167.78 / mo||$129.03 / mo||$135.93 / mo||$117.72 / mo||$140.51 / mo|
|2020||$273.02 / mo||$168.79 / mo||$126.12 / mo||$117.48 / mo||$106.68 / mo||$108.50 / mo|
|2019||$391.07 / mo||$173.64 / mo||$124.07 / mo||$143.84 / mo||$120.34 / mo||$116.41 / mo|
|2018||$220.71 / mo||$191.03 / mo||$134.09 / mo||$115.61 / mo||$110.72 / mo||$94.53 / mo|
|2017||$294.53 / mo||$192.00 / mo||$121.48 / mo||$110.29 / mo||$107.32 / mo||$110.36 / mo|
|2016||$264.63 / mo||$148.98 / mo||$116.69 / mo||$114.36 / mo||$103.63 / mo||$105.19 / mo|
|2015||$260.08 / mo||$159.40 / mo||$105.59 / mo||$120.55 / mo||$102.98 / mo||$97.20 / mo|
|2014||$286.63 / mo||$163.33 / mo||$123.54 / mo||$99.79 / mo||$92.60 / mo||$98.10 / mo|
|2013||$223.42 / mo||$152.05 / mo||$103.61 / mo||$97.98 / mo||$98.02 / mo||$109.71 / mo|
|2012||$265.46 / mo||$139.95 / mo||$111.52 / mo||$91.42 / mo||$89.22 / mo||$91.18 / mo|
|2011||$216.32 / mo||$148.35 / mo||$112.56 / mo||$103.00 / mo||$86.46 / mo||$110.76 / mo|
|2010||$183.55 / mo||$142.30 / mo||$102.73 / mo||$92.10 / mo||$86.13 / mo||$92.08 / mo|
The above table indicates that Jeep Wrangler vehicle insurance cost for 2021 model is more by almost 27% than that of the 2015 model. This is primarily because the market price of a 2021 Jeep Wrangler car model is more than that of a 2015 version by almost 26%. But you need to be aware that the Jeep Wrangler trim level which you select is another important consideration in the quoting exercise. The Jeep Wrangler Sport version could be the cheapest trim level, the Wrangler Rubicon or Sahara could be highly expensive versions meaning thereby that these could be even more expensive to insure.
Typically, the Jeep Wrangler sport trim models are 2-door vehicles but the other unlimited Wrangler versions are 4-door models. As a result, there is a difference of 3% in annual insurance rates, so the 4-door unlimited version will cost $62 more to insure per year.
Andy Walker is a content writer for the AtoZ Insurance USA who specializes in the insurance and finance niches. He has been working as a freelance writer from several years, and has experience with a variety of content writing formats. Andy is a highly skilled writer who is able to produce quality content that is both informative and engaging.
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