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Average Insurance Cost For Range Rover Evoque

If you are driving a Range Rover Evoque, you may be wondering about the best insurance cost for Range Rover Evoque. Range Rover Evoque is a large SUV that is quite popular among car lovers for its superior performance, interior, and superb off-road handling.

The hefty price of the Range Rover Evoque is one factor that affects the cost of its insurance premiums. The fact is that this car is not designed for people looking for an economical vehicle. The least expensive Range Rover model costs more than $30,000. Also, repair of Range Rover can be costly, so you can expect a higher insurance rate from insurance companies.

The average cost of insuring a Range Rover Evoque is $1,588 annually for a full coverage auto insurance policy. It means that you will have to pay around $127 to $138 for the monthly premium. Also, this monthly insurance cost depends on the trim level.

The average insurance cost of a compact luxury SUV is around $1,686 a year. If we compare the average insurance price of Range Rover Evoque and compact SUV, you will find that Range Rover Evoque insurance cost is around $98 less per year than the compact SUV. So, we can say that you can expect less insurance rate for Range Rover Evoque than other SUV vehicles.

If we talk about individual policy coverage, you can expect to pay around $416 per year for comprehensive coverage. Similarly, you have to pay around $430 for the liability and medical coverage, while the collision coverage will cost you around $742.

The high-risk driver of a 30-year-old has to pay the higher average rate of around $3,582. On the other side, the Range Rover Evoque average insurance rate for a safe driver of a 40-year-old will be around $1,588. There is a difference of more than half the average insurance cost.

When it comes to the insurance rate for 16-year-old drivers, the male driver with a clean driving record will have to pay an average cost of $5,538, while for a female driver, it will be $4,870. Similarly, a 17-year-old male and female driver needs to pay around $5,206 and $4,612, respectively.

Factors That Impact Insurance Cost For Range Rover Evoque

There are various factors that are considered by the insurance companies to determine the insurance rate of a Range Rover Evoque. Also, this rate varies from one insurer to another depending on the factors taken into account. In addition to considering the trim level, there are some common factors that are usually used to determine the cost of insuring a Range Rover Evoque.

  • Vehicle Age - There is a difference in insurance cost for a new and old Range Rover Evoque. If you are driving an old Range Rover Evoque, you will need to pay less insurance cost than the new one. For example, the insurance cost for the 2010 Range Rover Evoque will be around $1,486, whereas a 2017 Range Rover Evoque will cost around $1,900.
  • Driver Age - The age of a driver also plays a great role in determining the insurance cost. A 20-year-old driver is required to pay an average cost of $2,323. Also, the high-risk driver of a 16-year-old costs the highest than other drivers.
  • Driver Location - The location of a driver, where he/she lives, also impacts the insurance rate. It means that the location with safe routes, less traffic, fewer thefts, etc. costs less than an unsafe location with extreme traffic and more thefts. For example, car insurance for Range Rover Evoque in Phoenix costs $1,045 less per year than the insurance cost in large cities, such as Los Angeles.
  • Driving Record - Teenage drivers are more likely to violate traffic rules and more involved in accidents. These drivers who have more violations, such as speeding tickets, on their record are expected to pay a higher insurance cost.
  • Annual Mileage - The drivers who drive more are more likely to be involved in accidents. Due to this reason, your mileage per year is considered as one of the factors to determine the insurance premiums. If you drive more, there will be more insurance cost for your Range Rover Evoque.
  • Car Value - Range Rover Evoque is a luxury vehicle, which means it has expensive trims that involve the latest technology features, superior interior, and excellent safety systems. If there is any repair or replacement required, it will cost more. Insurance companies are aware of this fact, which is one factor for a higher insurance rate for Range Rover Evoque. Always keep in mind that a new Range Rover Evoque will cost higher insurance than the older one.
  • Safety Features - Safety features of Range Rover Evoque are also considered when deciding its insurance cost. These luxury cars are well-equipped and have various safety features. These points greatly impact the insurance premiums. Some of the excellent safety features of Range Rover are forward-collision warning, rain-sensing windshield wipers, and many others. Also, the Range Rover, with features such as airbags, anti-lock brakes, stability control, and an anti-theft system, can help you in lowering the insurance cost.

In addition to these factors, there are several other features that may affect the Range Rover Evoque insurance price. These include deductibles, gender, credit score, and marital status. Not all insurance companies consider these factors, but they vary from one insurer to another.

How Can You Save Range Rover Evoque Insurance Cost?

Whatever insurance rate you are asked to pay for Range Rover Evoque, keep in mind that you still have different ways to save on this insurance cost. Just be smart and aware of some points and save some dollars on insuring a Range Rover Evoque.

  • You can save some money on your car insurance by having a full and unrestricted license.
  • Another way to save on Range Rover Evoque insurance costs is to improve your credit score. You can ask your insurance company or agent to reconsider your current insurance rate. If you have a credit score above 800, you can save up to $249 every year.
  • Even having sufficient liability coverage can also help in saving the cost of insuring a Range Rover Evoque.
  • Don’t forget to ask your insurer or agent about seasonal insurance, as it can also be a great way to lower your car insurance rate.
  • Ask your insurance company and confirm if you are eligible for usage-based insurance.
  • You can also save a few dollars on Range Rover Evoque insurance if it is equipped with some safety features, such as airbags, stability control, anti-theft system, anti-lock braking system, and seatbelt pretensioners.
  • If you want to get the cheapest insurance rate for a Range Rover Evoque, your good driving record can help you lower the insurance cost. Always remember that a driver with violations has to pay higher than the one with a good driving record.

Obtain Affordable Insurance Cost Of Range Rover Evoque

If you are looking for the best Range Rover Evoque insurance, you need to consider a few things. These include not taking any kind of risk behind the wheel, having a good credit score, having no insurance claims, and also deciding whether a full coverage is required or not. It is also important to compare the insurance rates every couple of years from the same insurance company, or you can also compare them with other insurers.

Certain things will help you to get an affordable insurance cost. These include:

  1. The insurance price of Range Rover Evoque depends on the model year you own as well as the comprehensive, collision, and liability coverage you choose. If you want a higher liability limit, you will need to pay around $440 per year in order to increase the limits from 30/60 bodily injury limits to the maximum of 250/500 level.
  2. Teenage drivers are asked to pay the highest insurance cost. It is around $480 per month for full coverage.
  3. Also, high-risk drivers who are involved in various accidents, violations, or have filed claims are more likely to pay the average insurance cost of $1,840 more per year.
  4. If you opt for increasing insurance policy deductibles, it can help you save around $675 annually.

So, if you are thinking that insuring a Range Rover Evoque is expensive, this is not the case. You need to consider that there are many variables that determine the insurance rate of your car. For example, your age, your gender, your location, your driving record, and even your credit score can help you change your auto insurance rate.

The easiest and most effective way to get affordable Range Rover Evoque insurance is to compare the quotes from multiple insurers. Atoz Insurance can help you find the cheapest Range Rover Evoque insurance quote and allow you to save more dollars on insuring your precious car.

  1. If you are a driver with zero violations or have never been involved in an accident, you will pay a much lower insurance cost than a driver with a few violations or cause an accident.
  2. If you are an older driver with a clean driving record and you have also opted for higher deductibles, you have to pay an average cost of around $1,500 per year or $125 per month for full coverage. This price is higher for teenage drivers.
  3. Where you live also plays a great role in determining the insurance cost of a Range Rover Evoque. A safe driver of a 40 year old has to pay less in Iowa, Maine, and Idaho, while more in big cities, such as New York and Michigan.
  4. If you go with higher comprehensive and collision deductibles, you can save up to $690 on average per year. Always remember that increasing your liability limits will cost you more insurance rate.
Reasons For Expensive Insurance For Land Rover Range Rover Evoque

One of the main reasons for a higher insurance cost for the Land Rover Range Rover Evoque is that it is a luxury car, and also it has a higher repair cost. This, in turn, affects the insurance cost, and you have to pay higher premiums to insure Land Rover Range Rover Evoque.

Another major reason is that this luxury car has not been assessed by the IIHS (Insurance Institute for Highway Safety) and has not got a score. It also impacts its insurance price, and its owners have to pay a little higher insurance than other SUVs.

If we compare the average insurance price of Range Rover Evoque with other compact luxury SUVs, it is found that Range Rover Evoque costs $1,588 more annually than the Lexus NX 300. Similarly, this luxury car costs $4 less than the Mercedes-Benz GLC300, and $304 more than the Acura RDX.

Whatever may be the reason for this expensive insurance price for Range Rover Evoque, you still have different ways to lower this insurance cost. Like, driving less mileage, living in a safe state, having a good driving record, maintaining a good credit score, and many others can help you save money. You can also ask your insurer for the discounts that you are eligible for.

Some Important FAQs
The average insurance cost for a Range Rover Evoque is around $1,588 for a year if you opt for a full coverage insurance policy. You will have to pay around $794 for a six-month policy to insure a Range Rover Evoque. Similarly, the monthly insurance cost will be between $127 and $138. This price will depend on the trim level.
Yes, Range Rover is expensive to insure. There are several reasons behind this fact. Range Rover is a luxury SUV that is quite popular among car lovers for several reasons. The amazing off-road handling, its superb performance, power, and comfy interior are some points that make it a bit expensive to insure.
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